The best place to exchange foreign currency in Poland is a Kantor (currency exchange office).
Kantors usually offer much better exchange rates than airports, hotels or traditional bank branches. Before exchanging money, compare the buy and sell rates displayed at several exchange offices.
Kantors can be found in:
- City centres
- Shopping centres
- Train stations
- Border towns
🚫 Where You Should NOT Exchange Money
Avoid exchanging money:
- At airports
- At hotels
- At tourist attractions
- At unofficial street exchange points
These places usually offer significantly worse exchange rates and may charge hidden fees.
To find kantor offering the best rate today, use the website https://kantor.live/kantory/
⚠️ When paying by card, always choose to be charged in Polish Złoty (PLN) instead of your home currency to avoid Dynamic Currency Conversion (DCC), which often results in a worse exchange rate.
🏦 Can You Exchange Money at a Bank?
Yes. Many Polish banks exchange foreign currencies, but their rates are often less competitive than those offered by Kantors.
Banks may also charge additional fees depending on the transaction.
⚠️ How to Avoid Scams
To stay safe:
- Use licensed Kantors
- Avoid exchanging money with private individuals
- Never exchange money on the street
- Read online reviews before exchanging large amounts
- Do not hand over your money until the exchange rate is confirmed